Profit on paper, no cash in the bank
The work is there, but money is always tight at the end of the month.
[00] Cash-flow forecasting
See money problems before they hit.
We build a simple forecast of the cash coming in and going out over the next few months, so tax bills, wages and quiet spells never catch you out.
For
UK limited companies and sole traders
Includes
Cash-flow forecast, tax dates, scenarios, monthly updates
Price
Monthly, quoted after a free call
[01] Sound familiar?
Who this is for.
Tax bills catch you out
VAT, Corporation Tax or Self Assessment arrive and you have not put enough aside.
Big decisions feel like a gamble
A new van, a new hire or a big contract, and no way to see if you can afford it.
[02] What's included
Know your cash, months ahead.
Starting point
We begin from your real bank balance and your up to date books
Money in
Expected payments from customers, based on when they really pay
Money out
Wages, rent, suppliers, loans and regular bills, week by week or month by month
Tax dates
VAT, PAYE, Corporation Tax and Self Assessment payments to HMRC built in
Shortfall warnings
Tight weeks flagged early, so you have time to act
What if scenarios
Test a new hire, a lost customer or a big purchase before you commit
Late payer focus
Who owes you and how chasing them changes the picture
Monthly update
The forecast rolled forward and checked against what really happened
[03] How it works
Simple, from first call to done.
Step 01
Free call
Where cash gets tight today and what is coming up.
Step 02
Gather
We pull together your bank, books, regular costs and tax dates.
Step 03
Build
A clear forecast for the months ahead, talked through with you.
Step 04
Update
Each month we roll it forward and flag anything to act on.
[04] Case study
See it in a real business.
[05] Questions
Good to know.
What is a cash-flow forecast?
A plan of the money you expect to come in and go out over the coming weeks or months. It shows your likely bank balance ahead of time, so you can spot shortfalls early.
Why do I need one if I am profitable?
Profit and cash are not the same. Customers pay late, tax bills come in lumps and costs go out before income arrives. A profitable business can still run short of cash.
How far ahead does it look?
Usually three to twelve months. If cash is tight, we can look week by week for the next few weeks.
Will it include my tax bills?
Yes. VAT, PAYE, Corporation Tax and Self Assessment payments are all built in, so you can put money aside in good time.
What if my books are not up to date?
We can catch them up first. We can also start from your bank statements to get a quick picture while the books are sorted.
[06] More services
Often paired with.
Get started
Talk to us about cash-flow forecasting.
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